Online Application

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Click here to access your application logon page or to log back into to resume an application

It’s simple and takes about 15 Minutes

Here’s what you’ll need:

  • Last 2 Years of complete signed tax returns Personal and Business
  • Last 2 Years of W2’s
  • Last 2 complete bank and any asset statements (401k, stocks, bonds) Either PDF files or copies of mailed statements
  • Last 2 Pay stubs of if Self Employed a YTD Profit and Loss Statement
  • Complete address for last 2 years for all employers for all borrowers
  • Complete residence addresses for last 2 years for all borrowers
  • Copy of your Driver’s License and Social Security Card
  • Name and Phone # for your Home Owner’s Insurance Agent
  • Name and Phone # for Landlord if Renting

A note About the Bank Statements

Underwriters are picky about their bank statements. They either need to be downloads from the bank site in a PDF file format or by scanning the mailed statement if you get it. Also If the statement says that there is 10 pages in it and there is only 9 sent, they will ask for page 10 even if it was the page where you reconcile your account or the page with cancelled check copies. They want to see all the pages of the whole statement. We need asset proof with at least 2 statements documenting funds necessary to close. We can count 70% of the value in a Stock portfolio, checking or savings accounts. We only need the last two statements from any source that document the funds necessary to close including any reserve requirements.

LHL Consumer Doc Checklist

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We are a full service Mortgage Broker serving Mount Juliet and Middle TN with Conventional, FHA, VA and USDA home loans for home buying, 100% financing, purchasing or refinancing Single Family Homes and Condos